Get 2024’S Latest Rates, & Updates To Build, Buy, or Renovate Up To 100% In All 50 States
*Ask Us How To Qualify For Up To $50,000 Extra Before Or After Closing!
*Ask Us How To Qualify For Up To $50,000 Extra Before Or After Closing!
We've spent the last 25 years as a team relentlessly pursuing our clients’ dream homes and creating their perfect loans! Pair our USDA loans or any other loan program with our loans for a simultaneous closing, and well-qualified borrowers can access up to $50,000 extra funds before or after closing to use as they wish.
Using your home and financial strength as a tool, we’ll help you formulate the best options available and ensure our teams work quickly and efficiently for you, your realtors, inspectors, builders, contractors; you name it, we are going to provide a confident banking partnership to get the property you dream of!
As a direct FDIC Mortgage bank lending in all 50 states and for many different property styles, we close loans many other lenders shy away from, like 100% financing on many loan programs inside and outside of current USDA guidelines, including new manufactured homes, rehab loans, and construction take-out loans. We work around your schedule, answering after-hours texts, calls, and emails.
We provide wicked-fast turn times, clear communication, approvals, and closings with competitive fixed rates. You should demand nothing less!
"Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this Loan completed. And I had many doubts along the way, because I'd seen so many Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction." ~ Tom K. Licensed Realtor
Most banks look at you as a number; we look at you as our most important reason for being in business. Helping each one of our clients find the right USDA rural home loan to meet their needs is our only goal. We help you make your perfect home come to life with complete confidence you are making the right decisions.
We have over 25 years working together as a team, and over 100 years combined experience as an A+ rated FDIC bank helping our clients get competitive, low fixed-rate mortgages. By pre-approving you for your maximum amount to start, we work to get you a mostly underwritten loan approval, possibly even before you have a home picked out. We also promise to never spam you, sell your information, bombard you with robocalls, or provide anything but a clear, transparent conversation, from start to close.
Aside from USDA Home Loans, we offer so many options. From USDA Construction To Bridge Loans, Down Payment Assistance Programs, Doctor Loans, Veterinarian Loans, Nurse Practitioner Loans, First Responder Loans, Foreign National, ITIN, and Extensive Renovation Projects, even Manufactured Homes, each loan is as unique as the home! Treating our customers with extreme care and attention to detail, we can’t wait to serve you. We’re solution-oriented, efficiency-motivated, and highly skilled bankers working for you; let us help you today!
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
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