USDA Mortgage Calculator, How Much Can I Afford?

Calculate your payment now using our USDA rural home mortgage calculator. USDA Nationwide allows financing for new double and triple-wide manufactured, modular, and site-built homes in approved rural development areas in all 50 states. We also allow up to 100% on multiple programs outside USDA guidelines.

Serving clients for over 25 years as a team, we consider ourselves specialists in the rural home loan community. Our clients also agree, consistently rating us 5 stars for exceptional commitment to service.

After you calculate the mortgage payment and the loan amount you believe you can afford, give us a call, and let us get right to work for you. We’re available 7 days a week to help pre-qualify you for the perfect loan, working on your schedule, not ours.

*All payment and interest rate calculations are an estimate, there could be variations in mortgage insurance, homeowners insurance, taxes, fees, and rates based upon credit score and loan program selected. Information provided on this page are for educational and informational purpose. Use of this calculator is not a loan approval, nor does it indicate whether the selected terms are available.

*We do not offer loans for any property placed on rented land, in mobile home parks, or on family land UNLESS that property is FannieMae-Approved. We do not offer to finance any property not permanently fixed to land before closing unless under our new build/construction programs for newly manufactured home models.

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TOUGH LOANS DON'T SCARE US

Aside from USDA Home Loans, we offer so many options. From Construction To Bridge Loans, Down Payment Assistance Programs, Doctor Loans, Veterinarian Loans, Nurse Practitioner Loans, First Responder Loans, Foreign National, ITIN, and Extensive Renovation Projects, even Manufactured Homes, each loan is as unique as the home! We treat our customers with extreme care and attention to detail, and we can’t wait to serve you. We’re solution-oriented, efficiency-motivated, and highly skilled bankers working for you; let us help you today!

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

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