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Check Your USDA Home Loan Eligibility,

From Construction To Renovation And Everything In Between!

Unlock the path to your countryside dream home in a minute with our quick, confidential eligibility checker. Specializing in Rural Development Home Loans, we're an FDIC-insured bank offering a diverse array of options. Seamlessly find out your suitable loan type, comprehend credit guidelines, pick the property you love, and access exclusive advantages not found elsewhere. Embark on your rural home financing journey with us now!

Experience The USDA Nationwide Difference

When checking your USDA loan eligibility, partner with a proven leader who can transform qualification into closing. For over 28 years, we've specialized in making rural homeownership possible through streamlined processes and unmatched expertise.

Why We Stand Apart:

  • Direct, in-house control of your entire loan journey

  • Complete USDA loan processing and underwriting teams under one roof

  • Specialized construction and draw departments for building projects

  • Dedicated closing and funding teams focused on on-time settlements

  • 30+ years of manufactured and modular home financing mastery

  • Licensed and actively lending in all 50 states

  • Direct lender status for faster approvals and better terms

Our USDA Expertise Makes Your Journey Easier:

  • Faster eligibility verification

  • Streamlined qualification process

  • Expert guidance through USDA requirements

  • Clear communication at every step

  • Quick responses to your questions

  • Solutions when challenges arise

Check your eligibility using our form above and discover why thousands of homebuyers trust USDA Nationwide to guide them home. Our experienced team is ready to help you understand your options and maximize your USDA loan benefits.

Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
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*USDANationwide.com and BuildBuyRefi.com, Powered By The Federal Savings Bank, a 50 State FDIC Bank and Equal Housing Lender.

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

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